TODO: name your state's specific waiver programs and what each actually pays for.
New York's 2024 CareScout median for a semi-private nursing home room is $176,660 per year (about $14,722/month); a private room runs $186,698 per year (about $15,558/month) — again, statewide figures, not Buffalo-specific.
There is no published memory-care-specific cost median anywhere — CareScout does not survey it as its own category, in New York or nationally. Any specific 'memory care costs $X/month here' figure you see is not traceable to that primary source.
New York's 2024 CareScout state median for homemaker/home health aide services is $77,792 per year, or about $6,483/month for full-time coverage — but hourly non-medical caregiver rates (often $30-40/hour locally) don't scale linearly to 24/7 care.
VA Aid and Attendance is a federal pension add-on for wartime veterans (and surviving spouses) who need help with daily activities. Current maximum rates (effective Dec. 1, 2025) are $29,093/year for a veteran, or $18,697/year for a surviving spouse, with no dependents.
Most families transition to Medicaid once private funds are close to exhausted — in New York, that typically means the Assisted Living Program (ALP) for assisted-living-level services, or nursing facility Medicaid for skilled nursing, each with its own financial and functional eligibility rules.
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